Human Capital and Risk Generalist Department: Human Capital Location: Windhoek, Namibia Position Type: Permanent   JOB PURPOSE The purpose of this role is to ensure successful execution of Human Capital as well as Health, Safety and Risk operational strategies. This includes successfully managing the full function on daily basis, driving an employee centric and health-and-safety conscious environment, and ensuring adherence to all applicable human capital, risk and health-and-safety legal requirements. The successful incumbent will act as the primary liaison between all stakeholders (site employees, management) for all Human Capital, Health-Safety and Risk related responsibilities.   QUALIFICATIONS, KNOWLEDGE AND EXPERIENCE Relevant tertiary qualification in Human Capital Management Relevant computer software (Advance Microsoft Word, Excel, Power Point) 3–5 years’ experience in a Human Capitals Generalist role (exposure in Health-Safety & Risk Management (advantageous) 3 – 5 years’ experience in a manufacturing environment. In-depth trade union experience MINIMUM SKILLS AND ABILITIES REQUIRED Strong in HR Information systems Meticulous and thorough Excellent Communication and Interpersonal skills including patience Analytical skills (Information processing) Excellent written, verbal and presentation skills Strong Negotiation Skills Ability to influence teamwork and drive employee centric environment Ability to adapt timeously and drive change management Ability to build effective relationships with internal customers Strong in problem solving, advisory services and decision making Sound understanding, interpretation and application of legislation   ROLES AND RESPONSIBILITIES A. HUMAN CAPITAL FUNCTIONS Human Capital Governance & Administration Ensure successful execution of Human Capital policies and procedures aligned to Namibian law. Manage document control for all Human Capital governance documents. Coordinate all site Human Capital projects and ensure alignment to the Group Human Capital strategy Talent Acquisition and Onboarding Manage recruitment end-to-end for Namibia in accordance with the applicable labour legislation of 2007. Manage and process job requisition forms, appointment requests and movement forms. Ensure all job requisitions are approved in line with company approval metrics. Ensure successful onboarding of all new employees and roll-out annual Return-to Work inductions Timeously load new employees and ensure timely submission of payroll take-on documentation. Learning and Development Coordinate training interventions in line with the training Calander and track training attendance. Ensure timely submission of the training needs analysis and metrics Liaise with NTA regarding training levy compliance (if required). Employee Relations & Compliance Collaborate with the IR specialist and the Human Capital manager in managing all grievances and disciplinary processes. Support Line Management with the consistent application of company policies, disciplinary procedures, and codes of conduct. Represent the company at the Office of the Labour Commissioner for reconciliation. Identify and Communicate employee relations risks to the Operational manager, HR Manager and IR specialist Prepare charge sheets, notices of enquiry, and ensure employees are properly informed of their rights. Maintain accurate and confidential records of all disciplinary actions and outcomes. Ensure fair, transparent, and procedurally correct handling of all disciplinary matters. Coordinate and schedule disciplinary enquiries, ensuring compliance with the Namibian Labour Act, 2007. Reporting and Data Analytics Compile all monthly Human Capital reports and submit them to the Human Capital and Operations managers. Analyze data and compile a quarterly continuous improvement report Maintain the vacancy matrix Ensure all HR reports are accurate and submitted on time. Employee Termination Manage the offboarding process when terminating employees: Conduct Exit interviews System terminations Submission all paperwork to payroll Relieving letters and Certificate of Service preparation B. RISK, HEALTH & SAFETY FUNCTIONS Health & Safety Coordination Assist with implementation of the company’s OHS programme in line with Namibian OHS Regulations. Coordinate safety committee meetings every as per the schedule. Appoint and update files for Safety Representatives, First Aiders, and Fire Marshals. Ensure that all legally required training has been conducted. Conduct monthly SHE and Risk audits and implement corrective actions. Maintain all H&S documentation, registers, and policies. Arrange annual occupational medicals and hearing tests for employees. Conduct incident and accident investigations and determine root causes. Manage contractor compliance on site. Run fire drills and evacuation simulations at a minimum of twice per year. Risk Reporting Compile reports on: DIFR H&S risk findings Audit results Monthly risk reports General safety status Ensure reports are accurate and submitted timeously. Compliance & Legal Requirements Ensure compliance with Namibian OHS Regulations and the Employees’ Compensation Act. Identify hazards, assess risks, and implement preventative and corrective measures. Maintain H&S reporting accuracy and compliance within required timeframes. Safety Culture Drive safety culture through toolbox talks, safety updates, walk-arounds, and safety campaigns. Ensure consistent communication on safety initiatives. Security Liaison Update security personnel on safety procedures: searching, intoxication protocols, pass-out procedures, emergency contacts. Ensure security understands reporting procedures for incidents. General Assist with general improvement projects as assigned by management. Ensure that all data is updated on XGRC and that management has input on the dashboards.

JOB DESCRIPTION CREDIT ANALYST / LOANS ANALYST POSITION DETAILS Position Title: Credit Analyst / Loans Analyst Department: Credit / LendingEmployment Type Permanent: GradeC2 – C3 / D1 Reporting To: Credit Manager / Lending Manager Location: Johannesburg JOB PURPOSE The Credit Analyst / Loans Analyst is responsible for assessing loan applications, evaluating customer affordability and creditworthiness, analysing lending risks, and ensuring that all loans issued comply with internal lending policies, NCR regulations, and regulatory requirements. The role supports the sustainable growth of the loan book while maintaining acceptable collection and default levels through prudent credit assessment and sound risk management practices. KEY RESPONSIBILITIES Credit & Loan Assessment Assess and analyse loan applications in line with company lending policies and procedures. Conduct affordability assessments to determine customer repayment capability. Evaluate customer creditworthiness using financial information, supporting documentation, and credit bureau reports. Analyse lending risks and identify potential areas of concern before approval. Verify client employment, income, banking details, and supporting documentation. Credit Risk Management Ensure all lending decisions comply with NCR regulations and internal risk frameworks. Identify high-risk applications and escalate where necessary. Recommend loan approvals, declines, or alternative lending solutions within approved policy guidelines. Monitor portfolio quality and contribute to minimizing bad debt and default rates. Assist in maintaining healthy collections and portfolio performance levels. Compliance & Regulatory Adherence Ensure all applications and approvals comply with: National Credit Act (NCA) Internal credit policies Regulatory and compliance requirements Maintain accurate customer records and documentation. Ensure confidentiality and protection of customer information. Operational & Process Improvement Assist in improving lending processes and operational efficiency. Contribute towards turnaround time improvements. Identify opportunities to streamline loan assessment procedures. Support continuous improvement initiatives within the credit department. Stakeholder & Customer Engagement Liaise with internal stakeholders regarding loan applications and approvals. Provide professional feedback to customers where required. Support collections and customer service teams where necessary. MINIMUM REQUIREMENTS Qualifications Diploma or Degree in: Credit Management Business Management Finance Accounting Economics Bankingor related qualification. Additional Training NCR-related training will be advantageous. Experience Minimum 3 years’ experience in: Microfinance Credit analysis High-volume lending environments Loan assessment environments. TECHNICAL KNOWLEDGE & SKILLS The successful candidate must demonstrate: Strong understanding of lending and collections processes Knowledge of affordability assessments Understanding of NCR regulations Credit risk analysis capability Loan underwriting principles Financial analysis capability Knowledge of credit bureau systems Strong attention to detail Analytical and decision-making skills Report writing capability Computer literacy (MS Office Suite) KEY COMPETENCIES Technical Competencies Credit risk assessment Financial analysis Lending and collections knowledge Compliance and regulatory understanding Documentation verification Risk identification and mitigation Behavioural Competencies Attention to detail Strong analytical thinking Problem-solving ability Ethical judgement and integrity Communication skills Ability to work under pressure Team collaboration Customer service orientation Time management KEY PERFORMANCE AREAS (KPAs) Key Performance Area Measurement Loan Assessment Accuracy Quality and correctness of credit decisions Turnaround Times Speed of loan processing Compliance Adherence NCR and policy compliance Portfolio Quality Reduction in bad debt and defaults Risk Management Quality of affordability and risk assessments Operational Efficiency Process improvement contributions WORKING CONDITIONS Office-based environment High-volume operational environment Deadline-driven role Interaction with customers and internal stakeholders SUCCESS PROFILE The ideal candidate will be: Highly analytical Risk-aware Detail-oriented Commercially minded Process-driven Able to make sound lending decisions within policy and compliance frameworks

JOB DESCRIPTION The role is responsible for leading and integrating logistics and supply chain operations across the Group, ensuring standardisation, efficiency, and scalability across all manufacturing and distribution sites. Only candidates with clear and proven capability to fulfil the Group Logistics Manager role will be considered in this recruitment process. GROUP LOGISTICS MANAGER The Group Logistics Manager is responsible for developing, leading, and optimising all logistics and supply chain functions across the Group. This includes overseeing warehousing, inventory control, distribution, transport, and logistics systems, ensuring alignment with operational requirements, financial objectives, and governance standards. The primary objective of the role is to ensure the efficient, cost-effective, and reliable movement and storage of goods across all sites, while maintaining high service levels, product integrity, and compliance with SHEQ and regulatory requirements. This role focuses on driving standardisation, visibility, and continuous improvement across the logistics network. The incumbent will ensure that logistics operations are well-coordinated, data-driven, and aligned with production, sales, and customer demands. In exercising these responsibilities, the role will lead the development of logistics strategies, performance frameworks, and optimisation initiatives across the Group. The incumbent will also drive cross-functional collaboration and ensure that logistics capabilities support business growth and operational excellence.   The following key deliverables are the responsibility of the Group Logistics Manager role: Logistics Strategy and Execution: Develop and implement a Group-wide logistics strategy aligned to business objectives, ensuring efficient, cost-effective, and reliable end-to-end logistics operations across all sites. Drive standardisation of logistics processes, policies, and frameworks while identifying and executing continuous improvement initiatives to enhance service delivery and operational performance. Transport and Distribution Management: Optimise transport networks, routing, fleet utilisation, and delivery schedules to improve efficiency, reduce costs, and maintain high service levels. Manage and monitor logistics service providers and transport partners against defined KPIs, ensuring consistent and reliable distribution performance across the Group. Warehousing and Inventory Control: Ensure accurate inventory management, stock visibility, and efficient stock movement across all facilities. Oversee stock control processes, including cycle counts and stock takes, while managing slow-moving and obsolete inventory to minimise financial impact and improve working capital efficiency. Data, Reporting and Systems Enablement: Ensure effective utilisation, alignment, and continuous improvement of logistics systems (e.g., ERP, WMS, TMS) to support accurate, timely, and scalable reporting. Develop and maintain logistics performance dashboards and reporting frameworks, enabling data-driven decision-making and improved operational visibility across the Group. Operational Integration and Planning: Collaborate with production, procurement, and sales functions to align logistics planning with operational requirements and customer demand. Ensure efficient coordination between manufacturing and distribution, including accurate dispatch processes and effective resolution of logistics-related issues and returns. Governance, Compliance and SHEQ: Ensure compliance with all regulatory, legal, and internal logistics standards across the Group. Implement and maintain SHEQ policies and procedures within logistics operations, support audit processes, and drive a culture of safety, accountability, and operational discipline. Financial and Cost Management: Develop and manage logistics budgets and forecasts, ensuring strong cost control and financial discipline. Monitor logistics cost drivers, evaluate the financial impact of operational decisions, and implement initiatives that improve cost efficiency and overall financial performance. People Leadership and Capability Development: Lead, develop, and manage logistics teams across all sites, driving performance through clear KPIs, continuous feedback, and structured development initiatives. Build capability within teams while fostering a high-performance culture focused on accountability, collaboration, and continuous improvement.   COMPETENCY REQUIREMENTS Proven ability to develop and execute logistics and supply chain strategies that optimise distribution networks, improve service levels, and reduce operational costs across multiple sites. Strong capability to manage end-to-end logistics operations, including transport, warehousing, and inventory control within a complex, multi-site environment. Solid expertise in logistics planning, transport optimisation, and warehouse operations, with a clear understanding of cost drivers and efficiency levers. Experience in developing and monitoring logistics KPIs and performance frameworks, including delivery performance, transport costs, inventory accuracy, and service levels. Demonstrated ability to implement and standardise logistics systems (e.g., ERP, WMS, TMS) and ensure data integrity, visibility, and reporting consistency across multiple locations. Strong analytical capability to interpret logistics and supply chain data, identify trends, and drive data-informed decision-making and continuous improvement. Proven ability to identify inefficiencies, assess root causes, and implement sustainable logistics and supply chain improvements. Strong stakeholder management and collaboration skills, with the ability to work effectively across operations, production, procurement, and executive leadership. Knowledge of supply chain and continuous improvement methodologies (e.g., Lean, Six Sigma) and their application within logistics and distribution environments. Sound understanding of regulatory, compliance, and safety requirements within logistics and transport operations. Proven leadership capability with the ability to build, develop, and manage high-performing teams across multiple sites. Commitment to continuous improvement, innovation, and staying updated with advancements in logistics, supply chain, and distribution practices.   SEARCH SCOPE The preferred candidate: Is an employment equity individual. Has a bachelor’s degree in Supply Chain Management, Logistics, Industrial Engineering, Operations Management, or a related field. A postgraduate qualification will be an added advantage. Has 7–10 years’ experience in logistics and supply chain management, with at least 3–5 years in a senior or management role within a multi-site or group environment (preferably FMCG, manufacturing, or distribution). Has a strong track record in optimising logistics networks, improving service delivery, and reducing transport and distribution costs. Demonstrates proven experience in managing transport operations, warehousing, and inventory control within a complex operational environment. Has experience in implementing and managing logistics systems (ERP, WMS, TMS) and driving data visibility and reporting. Has strong financial acumen, including budgeting, cost control, and performance management within logistics and supply chain functions. Demonstrates experience in managing third-party logistics providers and negotiating service level agreements and contracts. Has proven leadership and people management experience, with the ability to lead cross-functional teams and drive performance across multiple sites. Demonstrates strong problem-solving, decision-making, and execution capability in a fast-paced operational environment. Has a solid understanding of compliance, SHEQ (Safety, Health, Environment, and Quality), and regulatory requirements within logistics and transport operations.  

  Job Identification Job Title: Legal Advisor  Department: Legal Department  Division: Legal Services  Reporting Line: General Manager – Legal Services Post Level: Task 16 Location / Centre: Houghton  Contract Type: Full-time Purpose of the Job Provide legal counsel and guidance to ensure the legal protection of the organisation. Act on behalf of internal clients in areas including: Property transfers Company and business law Litigation recoveries Business turnaround support Drafting of legal documents and provision of legal advice Key Performance Areas (KPAs) & Activities 1. Legal Advice & Guidance Advise business units on legal rights and obligations Research and translate legal information Draft legal opinions  2. Legislative & Regulatory Compliance Monitor and update compliance requirements Scan for new legislative developments Identify, interpret, and prioritise legal risks  3. Operational & Departmental Support  Consult with divisions on legal implications Provide ongoing legal guidance to operations  4. Contractual Management  Draft and review legal agreements Amend and vet existing agreements Maintain contractual relationships  5. Legal Risk Management  Check fulfilment of security and suspensive conditions Ensure proper contract signing and filing Ensure bond registration  6. Litigation Management  Assess and address client breaches Draft written demands Issue instructions to external attorneys Maintain litigation reports  7. Performance & Team Contribution  Promote teamwork, accountability, and professionalism Monitor own performance and development Complete performance reviews and action plans  Required Competencies Job-Specific Competencies Analytical skills Communication skills Negotiation & problem-solving Risk management Results orientation Customer/service orientation Industry and organisational awareness  Personal Attributes Attention to detail Initiative Professionalism Continuous learning Ethics and values Quality management  Knowledge & Skills Requirements Knowledge of the financial and housing sectors Strong grounding in: Banking law Commercial law Property law Securities & insolvency law PFMA Drafting loan and commercial agreements Ability to: Provide legal support across departments Manage non-performing transactions Monitor legislative and regulatory compliance Proficiency in MS Office and internet tools  Required Qualifications & Experience Qualifications BProc or LLB Degree Admitted Attorney  Experience 5–7 years’ experience within the financial sector Admission as an attorney in the High Court  

JOB TITLE: Business Continuity Officer POST LEVEL: TASK 16 DEPARTMENT: Enterprise-Wide Risk REPORTING LINE: General Manager Enterprise-Wide Risk DIVISION: Enterprise-Wide Risk LOCATION / CENTRE: Sandton CONTRACT TYPE: Full time PURPOSE OF THE JOB To develop business continuity management programs, reviewing company BCM policies and plans, and advising management on possible risks to ensure a that the organisation functions in a legal and ethical manner while meeting its business goals. The mandate of Business Continuity Management Officer is to ensure an effective enterprise Business Continuity Management (BCM) governance framework that is consistent with general regulatory requirements and industry’s best practices/standards are developed, maintained and adhered to. Ensures that an auditable governance framework, consistent with general regulatory requirements for BCM across jurisdictions in which the NHFC operates, is developed, maintained, and adhered to across the Enterprise, so that the NHFC is appropriately prepared for, and can respond to unexpected disruptions to normal activities.Key Performance Areas Key Activities Managing Business Continuity Management Function• Develop the BCM policies, frameworks, guidelines and plans linked to latest BCM guidelines and leading practice. • Developing materials at an institutional level for distribution to all employees to enhance awareness of compliance activities, including posters. • Develop corrective action plans for problematic issues and provides guidance on resolution and future prevention and mitigation. • Exercises discretion and use of independent judgement with respect to matters of significance. • Stay abreast of changes in regulation, guidance and best practices and inform management on compliance changes that may affect the organisation. • Provide guidance and assistance to management in coordinating and overseeing an effective BCM program in line with current industry best practices, regulatory guidance and requirements. • Assist various departments in evaluating policies and procedures for compliance with relevant BCM legislations and regulations. • Identifies potential areas of BCM vulnerability and risk through analysis and assessment. • Review the proposed business continuity and disaster recovery plans for design, completeness, and overall adequacy. • Monitor the effectiveness of the recovery and control of operations and recommend improvements to the SCP. • Part of a team of BCM-risk management professionals who work with senior management in all lines of business to coordinate business continuity governance activities. • Contribute to the development and maintenance of the enterprise-wide business continuity management program including development of tools and instructional guides for both businesses.• Contribute to establishing and maintaining program processes and practices which effectively ensure that the enterprise program remains current and incorporates/aligns with industry standards and practices as appropriate, and adequately covers general regulatory requirements. • Supports and/or leads processes that support NHFC BCM governance requirements as part of the enterprise operational risk framework (as assigned). • In a relationship management capacity, provides guidance and direction to stakeholders to ensure their business continuity management processes are in accordance with the NHFC's enterprise-wide business continuity management program and quality standards. • Review of documentation, with Business Continuity Management owners, as well as the Business Process owners • Participates as independent business continuity professional in support of various • other initiatives to achieve the risk management objectives of EWRM. • Provide subject matter expert for business continuity management. • Participates in external business continuity management organizations and keep abreast of industry best practices and trends. Facilitate the development of a comprehensive Business Continuity Management Process Includes: • Crisis Management • Crisis Communications • Business Resumption Planning • IT Disaster Recovery Planning • Evaluate the Following: • Standards, Policies and Procedures • Relationships with External Agencies and Authorities • Training and Awareness Materials • Budgetary Documentation • Documented plans • Recovery Location/ Hot-site Contracts • Test Results • Service Level Agreements • Regulatory Requirements • Supply Chain/ Vendors and Network whom they support (In order to better understand their expectations). Business Continuity Management implementation• Implementation and management of the business continuity management (BCM) function. • Overseeing and monitoring the BCM through the development of applicable policies, frameworks and plans. • Periodic revision of BCM program in light of changes in the applicable legislation. • Overseeing and monitoring the implementation of the BCM program. • Coordinating internal BCM review and monitoring activities, including periodic reviews of departments. • Provide an annual holistic opinion on the effectiveness and adequacy of BCM, control, and governance processes. • Supports BCM management through risk identification, control testing and process improvement procedures • Aid in the improvement of tools to monitor, analyse, and report on BCM • Prepare and facilitate BCM simulation sessions • Prepare reports for senior management and external regulatory bodies as appropriate • Maintain effective practices and procedures for BCM • Identifying the lessons learned from the disaster and the recovery operations. • Periodically monitor the effectiveness of NHFC's BCPs/DRPs to ensure the timely resumption of operations and processes after adverse circumstances reflects the • current business operating environment. • Manage the development of business continuity plans (BCP). • Identification of business continuity requirements and solutions. • Identification of risks to business continuity, mitigation actions and implementation • follow-up. • Manage the annual business continuity test plan. • Develop and maintain training and awareness program and collateral. • Main all administration of the BCM System. Internal Audit: • Assist with facilitating and attending Internal Audit meetings • Monitor progress against the IA plan and ensure that the IA team reports on progress quarterly and where required ensure action plans are in place to address nonachievement • Ensure IA submit an annual plan and charter for approval • Ensure that the IA plan is risk based• Keep record of and track all IA findings. Ensure that all business units respond to relevant findings • Prepare reports on IA progressAssist with strategic and operation risk management • Assist with development of operational risk registers • Assist with facilitation of operational risk assessments • Assist with risk management training • Assume management responsibility for Business Contingency planning efforts with a major focus on assuring the adequacy of business unit contingency plans for critical business areas, functions and applications. • To maintain continued operations, asset protection, and loss mitigation in the event of a disruption, coordinating activities of technology resources with the company's business units and development groups, as required. • Work with business unit management to enhance contingency plans, mitigating the effect of a technology system or application failure or problem. Key objectives are that business units can continue to manage the firm's assets, satisfy our regulatory obligations, and maintain our presence in the marketplace. • Perform periodic reviews and tests of established Business Continuity Plans and • procedures, reporting findings to management and making recommendations for improvements as needed. Business Continuity Management awareness and training and reporting• Development, coordination and participation in routine multifaceted educational and training programs that focus on the elements of the BCM program thus striving to ensure that all appropriate employees and management are knowledgeable of, and comply with, BCM policies, procedures and plans. • Develop awareness program and material for the NHFC. • Monitor the performance of the BCM programs and related activities, taking appropriates steps to improve its effectiveness. • Developing, coordinating, and participating in a multifaceted educational and training program that focuses on the elements of the BCM program, and seeks to ensure that all appropriate employees and management are knowledgeable of, and comply with, pertinent standards. • Conduct routine and/or focused reviews of policy/procedure adherence as well as coordinating audits generated by external sources. • Oversee and monitor the activities and undertakings of BCM, consistent with the strategic direction, compliance with relevant regulations and operating objectives approved by the Board. • Implementation and management of the business continuity management (BCM) function.• Prepares and conducts BCM compliance audits. • Prepare reports for Management and the Board of Directors concerning the BCM function including scope and results of audits. • With the CEO and other members of Executive team, ensure the implementation of the strong BCM controls and report to Board in a timely manner on deviations. • Ensure the accuracy, completeness, integrity and appropriate disclosure for BCM. • Carry out any other appropriate duties and responsibilities assigned by the management. • Implementation and management of the business continuity management (BCM) function. Ability to provide advice on regulatory requirements for BCM. • Ability to facilitate the management of BCM within the organisation. • Ability to Develop and implement BCM policy, processes and procedures. • Ability to ensure that BCM standards and procedures have been adhered to. • Ability to monitor and report on BCM • Ability to provide monthly reports on BCM. • Business Continuity Management practices and protocols, including in-depth knowledge of international BCM standards promoted by BCI and DR. and ISO • A strong understanding of Operational risk and resilience, Business Process improvement methods as well as risk related control frameworks and practices (COCO, COSO, ISO, ITIL, CMM, COBIT, etc.).  Extensive knowledge of regulations and guidance and best practices surrounding them. • Ability to work independently, as well as collaboratively within a team environment. • Ability to interact effectively with all levels of management, legal counsel, law enforcement, regulators and examiners while maintaining strict confidentiality. • Strong decision making, analytical and investigative abilities with attention to detail and accuracy. • Ability to manage the Business continuity functionNHFC COMPETENCIES Job Specific Competencies: Business Continuity Management Administrative Support Analytical Skills Communication Skills Corporate Governance Financial Management Job Knowledge/Technology Monitoring & Evaluation Problem Solving Risk Management Attributes: Attention to Detail Continuous Learning & Development Initiative Professionalism Quality Management/Assurance Values and EthicsREQUIRED QUALIFICATIONS AND EXPERIENCE Qualifications Minimum Requirement: A Bachelor's Degree in Business Continuity Management, business administration, finance, economics and or similar equivalent. Membership: BCM Institute and/or IRMSA Optional: Certification: Business Continuity Certified Expert or Business Continuity Certified Planner. ExperienceMinimum Requirement: 5 to 8 years of exposure to internal Business continuity /risk management. Preferred Requirement: Above experience in a similar environment

1. JOB TITLE Chief Financial Officer 2. POST LEVEL Executive 3. DEPARTMENT Finance 4. REPORTING LINE Chief Executive Officer 5. DIVISION Finance 6. LOCATION / CENTRE 90 Grayston drive - Sandton 7. CONTRACT TYPE Fixed Term   PURPOSE OF THE JOB Enables financial sustainability, and compliance with all relevant legislation and financial/accounting standards to provide strategic oversight and insights on the financial position and performance of the organization’s strategic partnerships and investments to ensure sustainability.   Key Performance Areas Key Activities Strategic Planning and Analysis · Integrates financial data into long term strategic planning · Conducts scenario planning and predictive financial modelling · Guides investment prioritisation and resource allocation at the executive level · Support organisational transformation with financial insight · Facilitating and identifying budget guidelines and parameters development and implementation · Assist in translating business strategy into a financial plan · Design and document BU level budgeting · Draw up a standardised business unit budget proposal template · Submitting budgets and financial information to Treasury and Department of Human Settlement · Forecasting income and expenditure against various parameters   Financial Management and Reporting · Oversees all financial operations with full accountability · Provides forward-looking insights that shape business strategy · Ensure IFRS / GAAP compliance across the organisation · Interprets complex financial data to inform critical decisions · Design BU level and management accounting model · Establish appropriate BU performance metrics · Financial reporting against budgets and reporting on variances · Manage monthly / quarterly reviews with departments heads   External Reporting · Annual Financial Statements to National Treasury · Quarterly and annual reports to the National Department of Human Settlement   Treasury and Capital Management · Optimise capital structures to support growth and stability · Makes strategic investment and funding decisions aligned with organisational objectives · Engage with funders/sources to understand characteristics of each option (pricing, term, conditions etc) · Engage with preferred funders and conclude detailed funding plan · Document funding strategy and detailed implementation plan and obtain sign-off from EXCOM and Board · Manage Funding Covenants and requirements   Investment · Managing investments and maximising returns on financial assets · Calculating financial implications of schemes and investments · Assessing and evaluating financial viability and soundness of products and services   Risk Management · Identifies strategic, operational, and financial risks proactively · Design and implements enterprise risk management frameworks · Advises the board on risk appetite and mitigation strategies · Leads organisation-wide risk culture initiatives · Ensures financial and organisational protection · Oversee all accounting and internal control activities to ensure compliance with GAAP, internal controls practice, tax laws and all relevant legislative and regulatory requirements   Compliance and Governance · Ensure organisational compliance with PFMA, Companies Act, tax laws, and regulatory frameworks · Leads governance initiatives and develops policies for audit readiness · Advises the board and executive team on governance risks and mitigations · Developing, implementing and maintaining finance and credit control policies and procedures · Managing assets and liabilities appropriately · Managing and maintaining financial information and documents · Revising and updating work processes and collection methodologies · Managing the general ledger, cash book, fixed assets, and stock inventory   Procurement · Developing, implementing and maintaining SCM policies and procedures in accordance with National Treasury requirements · Implement process and procedures to enable efficient SCM processes to meet organisational needs   Audit and Internal Controls · Oversees robust internal controls across all operations · Engages with internal and external auditors at board level · Ensures timely and transparent audit reporting · Drives continuous improvement of control environments   Contribute to EXCOM and own team success · Attending, participating in, and contributing to Executive, MCIC, BCIC, Board, and Audit & Risk Committee meetings · Promoting and facilitating own team interaction and managing team meetings · Supporting a culture of trustworthiness, openness to new ideas, passion for purpose, accountability, competence and teamwork   Living the organisational values · Promoting a culture of living the values of the organisation – Accountability, collaboration, excellence, leadership, integrity, innovation, diversity, ubuntu, and professionalism Managing own performance and productivity · Updating organisational and market-related knowledge and developments · Monitoring and evaluating own work progress · Developing own competence as required · Completing and actioning performance review results and recommendations   Post Investment and Collections · Monitoring of all post?investment activities. · Effective execution of turnaround strategies for distressed investments / loans · Ensure compliance with Post?Investment & Collections Policies · Provide strategic insights to EXCOM & Board committees   NHFC COMPETENCIES Competencies Leadership Strategic Thinking – Shapes organisation-wide strategy using financial insight o Anticipates market, regulatory, and shifts o Advises the board on long term growth and sustainability o Connects financial strategy with business innovation Decision-Making – Makes high-stakes financial and business decisions with confidence o Considers multiple perspectives and risk implications o Balances short term operational needs with long term objectives o Acts decisively during crises, including cybersecurity, compliance, or market events Change Management – Leads large-scale transformation programs affecting finance and operations o Champions cultural and process change across the organisation o Engages stakeholders to ensure adoption of new systems or processes o Uses data-driven insights to monitor change outcomes Team Leadership & Development – Builds high-performing finance and cross-functional teams o Mentors senior managers and identifies successors for critical roles o Promotes a culture of accountability, collaboration, and excellence Stakeholder Engagement – Builds credibility and trust with boards, investors, regulators and government entities o Influences decision-making at the highest organisational levels o Manages complex stakeholder relationships diplomatically   Attributes: · Strong technical financial experience · Teamwork · Interpersonal Sensitivity · Work under pressure · Self Confidence · Attention to Detail · Continuous Learning & Development · Initiative · Professionalism · Quality Management/Assurance · Values and Ethics   Job Specific Competencies: Integrity & Ethics – Acts as the ethical standard bearer for the organisation o Ensures transparent financial practices o Upholds compliance and ethical behaviour at all levels o Influences organisational culture through personal example Analytical Thinking – anticipates business challenges through financial modelling and scenario analysis o Synthesises complex information into actionable insights o Evaluates strategic options with precision and foresight o Advises the board using data-driven recommendations Communication & Influence – communicates complex financial concepts clearly to non-financial audiences o Persuades stakeholders to support strategic initiatives o Negotiates high-value contracts or partnerships effectively o Serves as spoke person for the organisation in financial matters Adaptability & Resilience – Maintains composure during financial, operational, or reputational crises o Adapts financial strategy in response to regulatory, market, or technical shits o Leads the organisation through uncertainty with confidence Problem Solving – Resolves unprecedented financial and operational challenges o Anticipates potential problems and implements preventative measures o Leads cross functional teams to innovative solutions o Applies lessons learned to strengthen organisational resilience · Extensive experience with IFRS /GAAP accounting structures and reporting requirements, organisation-wide financial management, internal controls, and accounting software systems. · Understanding and experience in Housing Finance · Guides entity strategy with budgetary foresight · Understanding and experience of good practice procurement · Understanding and experience of good practice procurement · Business acumen   REQUIRED QUALIFICATIONS AND EXPERIENCE Qualifications Minimum Requirement: · B Com Honours or Post Graduate NQF 8 qualification in Financial Management or Accounting · CA(SA)   Experience Minimum Requirement: · 10–15 years’ Senior Executive financial management roles in managing a complex financial operation.  

Marketing Co-Ordinator (with Graphic Design Skills) This role will involve two main elements: Support Role to Group Marketing Manager Graphic design General Coordinate and liaise with a variety of internal and external stakeholders. MUST be able to provide a portfolio on application. Responsible for maintaining the company's brand strategy. Ensure that the marketing and promotional materials remain updated and current. Graphic design: digital mock-ups, photo editing, presentation, and developing proposal concepts. Control and monitor the company’s digital footprint, including social media content, website updates, and content monitoring Control marketing material projects from development and design to distribution and tracking. Developing marketing strategies for advertising new products Organizing promotional events and coordinating day-of deliveries and staffing Reviewing current marketing campaigns for weaknesses and developing solutions within budget constraints Identifying potential new markets and creating a plan to enter those markets Brainstorming fresh advertising ideas with senior management Gathering information on competitors, pricing, and various marketing aspects to help identify marketing trends and key opportunities for innovation. Marketing Management Support Tasks: Updating spec sheets, price lists, fab sheets Ensuring the website is fresh and up to date Assisting with ad-hoc marketing-related queries, Support to field representatives Compiling and summarizing reports Managing marketing budgets Support in database development, social media platforms, and content marketing. Coordination and support function to retailers and key internal departments Analytical and problem-solving skills for coming up with ideas to increase demand for products and services Knowledge of marketing-related business practices, including advertising, market research and technology Analyzing marketing data and performance A history of planning successful product launches and events Effective communication skills and adaptable communication style for interacting with team members, upper management and clients Time management and organization skills for planning and executing both large and small marketing projects and initiatives Leadership skills to motivate team members and manage conflicts   Graphic Design Tasks: Designing artwork for posters, signage, billboards, fab sheets, point of sale material, website banners, presentations, digital mediums, social mediums, corporate stationary, vehicle branding, PowerPoint presentations, etc. Creative flair – please send portfolio Experience with Adobe Suite programs such as Photoshop, Illustrator, InDesign, etc. Skills & Values: Be able to pay high attention to detail and possess excellent personal communication skills Excellent time management Works well under pressure and to tight deadlines Be self-motivated Ability to work at a quick pace Excellent project and implementation skills Strong communication skills, both written and verbal The ability to interact with poise at all levels within the organization Must be a team player Enthusiasm, flexibility, and problem-solving skills Own transport Software proficiencies: Adobe CC Photoshop (Required) // Illustrator (Required) // InDesign (Required) Microsoft Office Excel PowerPoint Qualifications: Degree Min of 5 years of relevant experience is an advantage Marketing qualification is an advantage